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No Checking Account Online cash advance - How to Get a Payday Loan When ... When you need cash in a hurry and don't have a checking account there are two ways you can get a online cash advance - one is online and the other is in person. One way is to go to a online cash advance company in your neighborhood. Although you may have to wait in line, when all is said and done they will put the money in your hand. It might not be the safest thing you could do but you can get the cash you need in an emergency. As an alternative to physically going to a online cash advance company you can get a payday loan on the internet even if you don't have a checking account. The trick is to open a savings account. The reason you need a bank account for a payday loan is that the payday loan company does a wires funds directly into your bank account, be it a checking account or a savings account, when it lends you money. And then, when it's time to pay them back, they automatically debit the amount you borrowed plus their fees and interest from the same bank account. Online payday loan companies do not send checks through the mail, so if you don't have any type of bank account you will not be able to get a loan from them. Electronic transfers are quicker and easier. At the outside it takes 24 hours to get the money you want, although some online cash advance companies can wire you the money within one hour. If you don't have a savings account yet, you can open one and then be able to deposit money and then instantly withdraw cash anywhere because you will get a debit card. Once you have a bank account it is very easy to get a online cash advance online. The application only takes a few minutes to complete and there is no credit check. So you will not be denied a loan even if your credit is not good. Since not every online payday loan company offers online cash advances to people with savings accounts you might have to do some searching online. That is really also a good thing because the interest rates can vary and this way you can find the company with the lowest fees and interest rates. Keep in mind, though, that the interest rates are high. Because of that most people only get online cash advances if an emergency comes up and they really need the money. Get your online cash advance now
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