If you want to apply for a payday loan, you traditionally had to visit the payday lending store. This payment is due at your next immediate paycheck. The application process includes filling an application and submitting required proof for regular source of income such as latest pay slip, your latest bank statement and a post-dated check written for the value of the money borrowed plus the charges involved including the interest rate. The interest rate for cash advances is generally high and it can be anywhere between 15 and 30% of the amount that is borrowed. You can get your cash advance once all the formalities are completed. On the due date, you are to payback your cash advance and retrieve your check.
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