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Stated Income Online cash advances - What You Should Know Traditional loans usually require you to produce a list of creditors, two or three pay stubs, W-2s, tax returns, bank statements and any other legal documentation that could be related to the loan. These are called full documentation loans because they require a lot of information in order to get the loan approved. Given the recent recession these full doc loans are the most common loans that are offered by lenders. There are some other loans such as stated income online cash advances that allow you to state your income in the application process. online cash advance Although lenders allow you to state your income in the loan application, there are still a few things that they require for the application to be approved. Borrowers will most likely need to show tax returns for the past couple of years when they are applying for the loan. This will allow the lenders to access their financial situation and see if they do qualify for the stated loan. Another thing that lenders will require is a detailed list of all of you creditors. online cash advance One ratio the is very important to lenders who are approving stated loans is the debt to income ratio. The debt to income ratio allows lenders to assess the borrower's financial ability to repay the loan. This means that if you have a large amount of outstanding debt you probably won't be approved for a stated income online cash advance. The best way to ensure that you can get coverage is by paying down some of your debt to improve your ratio. online cash advance Get your online cash advance now
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